900 North Shore Dr. Suite 225 Lake Bluff, Illinois 60044 | Phone (847) 295-0555

Health Insurance you can afford and understand.

About Us

Creative Solutions for Businesses

Terrill Insurance Solutions is an Employee Benefits agency that develops benefit plans tailored to small to mid-sized businesses and organizations since 1980. We specialize in finding creative solutions for businesses while maintaining excellent coverage for employees. We value our clients and work together with to develop the solutions need for team.

Best-in-class Solutions

United Benefit Advisors® is a Member-owned alliance of more than 140 premier independent benefit advisory firms with more than 165 offices throughout the U.S., Canada and the U.K. Since 2002, Terrill Insurance Solutions and other partner firms have combined their collective power and coordinated resources to obtain the most competitive rates and enhanced employer services through a sea of insurance carriers and technology providers. By collaborating with more than 2,000 experienced benefits professionals, UBA Member Firms deliver ideas, expertise and best-in-class solutions that positively impact employers and make real difference in lives of employees and families.

Our Team

Jessica Fernandez Photo

Jessica Fernandez

Account Manager


Megan Littell Photo

Megan Littell

Human Resources Consultant


Kathy Long Photo

Kathy Long

Medicare Specialist


Susan Kelley Photo

Susan Kelley

Medicare and LTC Specialist


Monica Lozano Photo

Monica Lozano

Account Manager


Garet West Photo

Garet West

Sales Representative


Our Solutions

We work closely with you to:

  • Analyze your insurance needs, objectives, and concerns, and educate you about the most current insurance products and changing insurance laws.
  • Formulate a clear plan of action that fits your specific requirements and budget, and implement the plan within your organization.
  • Respond to your ongoing service needs including claims, administration, and legal issues regarding Cobra, HIPAA, and others.
  • Assist you with policy renewals and incorporate any changes in your insurance goals and objectives.

Technology & Compliance

The Employee Navigator system gives your HR team an “all in one” system for benefits and HR needs. The Employee Navigator platform centralizes your HR records online and syncs your employee data across multiple systems, including payroll, benefits, and time off. The software makes it easier to attract and retain great talent by offering an extensive benefits package with less benefits administration work. Watch this short video to learn more.

HRWS is an integrated suite of HR knowledge, content and training solutions. These solutions include certified HR experts that answer questions, render advice and follow up with research to resolve issues; more than 200 online training courses that ensure compliance, reduce risk and drive employee engagement; and a comprehensive resource center with all the forms, checklists and tools needed to maintain compliance.

Success Stories